Having as author: Nicolas Michiels

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Bank en financieel recht

Adoption of the EU Consumer Credit Directive II

19 december 2023 · Nicolas Michiels

In its 2020 work programme, the European Commission announced that it would revise Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers (Consumer Credit Directive I). The aim is to protect vulnerable consumers in the digital transition from over-indebtedness. ...

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Bank en financieel recht

Introducing PSD3 and PSR: new Proposals for the EU Payments Market

22 augustus 2023 · Nicolas Michiels

On 28 June 2023, the European Commission unveiled a series of proposals, including proposals for the Payment Services Directive 3 (PSD3) and the Payment Services Regulation (PSR). These amendments follow the Payment Services Directive 2 (PSD2), which aimed to transform the European Union's payment landscape by enhancing user safeguards, fostering innovation, and establishing a level playing field for payment service providers (PSPs). Nonetheless, shortcomings within PSD2 necessitated new regulations to keep pace with the rapidly evolving payments landscape. ...

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Bank en financieel recht

Europese Commissie publiceert nieuw pakket aan maatregelen om duurzame financiering te stimuleren

29 juni 2023 · Nicolas Michiels

Op 13 juni 2023 publiceerde de Europese Commissie een nieuw pakket maatregelen dat voortbouwt op het reeds bestaande EU-raamwerk voor duurzame financiering. Het pakket versterkt het bestaande EU-kader voor duurzame financiering op drie belangrijke gebieden: (i) de EU-taxonomie, (ii) ESG-ratings (Environmental, Social and Governance) en (iii) transitiefinanciering. ...

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